How to close sesame points
Recently, the discussion about the closure of Sesame points has become a hot topic. Many users are full of questions about how to close Sesame Points and whether it will affect their credit after closing. This article will give you detailed answers based on the hot content on the entire network in the past 10 days.
1. Why should we close Sesame Points?
According to user feedback, the main reasons for closing Zhimafen include:
| Reason | Proportion |
|---|---|
| Privacy protection needs | 45% |
| No longer use related services | 30% |
| Worry about credit score impact | 15% |
| other reasons | 10% |
2. How to close Sesame Points?
The specific steps to close the sesame points are as follows:
| steps | Operating Instructions |
|---|---|
| 1 | Open Alipay APP and enter the "My" page |
| 2 | Click "Sesame Credit" to enter the credit management page |
| 3 | Select "Credit Authorization Management" in "Credit Management" |
| 4 | Find the "Sesame Credit Score" option and click "Close" |
| 5 | Follow the prompts to complete identity verification |
| 6 | Confirm shutdown operation |
3. The impact of turning off sesame points
According to Alipay’s official instructions and user feedback, closing Sesame Points may have the following impacts:
| Influence | specific impact |
|---|---|
| Credit services | Unable to use deposit-free services related to Sesame Credit |
| financial services | May affect the use of products such as Huabei and Jiebei |
| Life services | Unable to enjoy convenient services such as credit housing and credit renting |
| Credit history | Historical credit records will still be retained |
4. User FAQs
1.Can I reopen Sesame Points after closing them?
Yes. It can be reopened at any time after closure, but a re-credit assessment is required.
2.Will closing the Sesame Club delete the history?
No. Closing Sesame Points will not delete your historical credit records, these data will still remain in the system.
3.Will closing Sesame Branch affect the central bank’s credit report?
No. Zhima Credit is a commercial credit scoring system that is independent from the central bank's credit reporting system.
4.What conditions need to be met to close Sesame Points?
It is necessary to ensure that there are no outstanding credit services outstanding and that all credit services have been terminated.
5. Suggestions from professionals
Financial experts recommend:
1. Before closing Sesame Fen, the impact on life convenience should be comprehensively evaluated.
2. If you need to use credit services, it is not recommended to close them easily.
3. While paying attention to credit privacy protection, you should also make reasonable use of credit services
6. Recent relevant hot events
| Date | hot events |
|---|---|
| 2023-11-01 | The central bank issued a document to regulate the credit scoring market |
| 2023-11-03 | Alipay updates privacy policy sparks discussion |
| 2023-11-05 | Sesame Credit users exceed 500 million |
| 2023-11-08 | Credit service industry standards soliciting opinions |
To sum up, turning off sesame points is a free choice for individuals, but one needs to fully understand its impact and consequences. Users are advised to carefully evaluate their needs and usage habits before making a decision.
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